In recent years, there has been a significant increase in the number of skimming attacks on ATMs and petrol pumps worldwide. These attacks involve the use of sophisticated devices that are designed to steal sensitive information from unsuspecting victims. In this article, we will discuss the different types of skimming devices, their prevalence in the UK, and how to spot them to protect yourself from becoming a victim of fraud.
What are Skimming Attacks?
Skimming attacks are a type of fraud where criminals use devices to steal sensitive information from credit and debit cards. These devices are often attached to ATMs, petrol pumps, and other payment terminals, and are designed to be inconspicuous and difficult to detect. Once the information is captured, criminals can use it to create counterfeit cards or make unauthorized transactions.
Types of ATM Skimmers and Petrol Pump Skimmers
There are several types of skimming devices that criminals use to steal information from unsuspecting victims. Some of the most common types include:
- Overlay Skimmers: These devices are designed to fit over the card reader slot of an ATM or petrol pump. They are often made from plastic and are designed to blend in with the machine’s appearance. When a card is inserted, the skimmer captures the card’s information as it passes through the device.
- Pinhole Cameras: Criminals often use small cameras to capture a victim’s PIN as they enter it on the keypad. These cameras are typically hidden in inconspicuous locations, such as above the keypad or within a fake brochure holder.
- Deep Insert Skimmers: These devices are inserted deep within the card reader slot, making them difficult to detect. They capture card information as the card is inserted and removed from the machine.
- Bluetooth Skimmers: These skimmers use Bluetooth technology to transmit the stolen card information to the criminals, allowing them to collect the data remotely.
Skimming Attacks in the UK
Skimming attacks have become increasingly prevalent in the UK, with criminals targeting both ATMs and petrol pumps. According to a report by the European Association for Secure Transactions (EAST), the UK experienced a 27% increase in skimming attacks in 2019 compared to the previous year. This increase is largely attributed to the growing use of sophisticated skimming devices that are difficult to detect.
How to Spot Skimmers
While skimming devices are designed to be inconspicuous, there are some telltale signs that can help you spot them and protect yourself from becoming a victim of fraud. Here are some tips on how to spot skimmers:
- Inspect the ATM or petrol pump before using it. Look for any signs of tampering, such as loose or mismatched components, or anything that appears out of place.
- Check the card reader slot for any signs of an overlay skimmer. If the slot appears to be thicker than usual or if there is any resistance when inserting your card, it may be a sign of a skimmer.
- Be aware of your surroundings and look for any hidden cameras that may be capturing your PIN as you enter it.
- Use your hand to shield the keypad when entering your PIN to prevent cameras from capturing your information.
- Monitor your bank and credit card statements regularly for any unauthorized transactions.
Conclusion
ATM skimmers, petrol pump skimmers, and other related fraud devices pose a significant threat to consumers and businesses alike. By being aware of the different types of skimming devices and knowing how to spot them, you can protect yourself from becoming a victim of fraud. Stay vigilant and always inspect payment terminals before using them to ensure your sensitive information remains secure.
