The UK's 30-year inflation epidemic is causing a cost of living crisis. This article explores the contributing factors, potential consequences, and strategies for individuals and families to overcome the high costs of living. Factors contributing to inflation include job losses from AI and cyber threats, as well as devaluation of the USD and Euro. The consequences of high inflation rates could include increased poverty, decreased economic growth, and a reduced quality of life. To navigate the inflation struggles, individuals and families can invest in education and skills development, embrace technology, adopt a frugal lifestyle, and build an emergency fund. Overcoming the inflation challenges will require a joint effort from individuals and the government.